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US DEBT RELIEF IS NOT AFFILIATED WITH ANY GOVERNMENT AGENCY. WE ARE A PRIVATE COMPANY THAT OFFERS NO COST INFORMATION TO HELP ASSIST CONSUMERS THROUGHOUT THE US WHOM ARE STRUGGLING FINANCIALLY.
Everyone’s financial situation is unique. This website is meant to be an educational guide and in no way is an exact solution to remedy your debt situation. Please contact us directly to convey an exact description of your financial information and tailored advice will be provided at that time. FULL DISCLAIMER >>
3 BIGGEST MISTAKES PEOPLE MAKE WHEN PAYING OFF DEBT
/in Debt Relief, Tips & Inspiration /by advocateThe decision to get yourself out of debt is a life changer, if you are willing to make the necessary commitment that goes with that. Getting out of debt involves more than just paying off a few credit cards. It means changing spending habits; learning to how to budget; knowing who and how much you owe; prioritizing debts; creating emergency and […]
HOW EXACTLY DO CREDIT CARD COMPANIES MAKE MONEY?
/in Credit, Resources /by advocateAlmost everyone out there has some experience with a credit card. Unfortunately, some of us have been sucked into credit card companies’ business models of deception, luring customers into paying high interest rates and late fees. But while interest rates and late fees are key revenue sources for credit card companies, by and large, they’re not […]
HERE ARE SIX TIPS TO KEEP SUMMER TIME SPENDING UNDER CONTROL
/in Resources, Tips & Inspiration /by advocateSummer isn’t for saving; it’s the season for spending. At least, that’s the message that many Americans relay when banks trot out their annual spending surveys. For those of us already in heavy credit card debt, the summer offers many temptations to break out the plastic. The key is to spend smart, and save where […]
YOU’VE BECOME DEBT FREE…NOW WHAT? FINANCIAL MOVES THAT MAKE SENSE
/in Debt Relief, Resources, Tips & Inspiration /by advocateWhen you’re focused on getting out of debt, most folks get caught up in the process and don’t think beyond achieving that goal. If this happened to you – don’t worry! It’s happened to almost everyone who’s successfully eliminated large credit card debts. But the fact is, if you are consistent and committed to paying […]
BENEFITS OF DEBT RELIEF
/in Debt Relief, Resources /by advocateLet’s say you’ve decided that debt relief is the right choice to help you pay off your debt. As you learn more about the debt relief process, you start wondering how it could affect your credit score. If it could leave a negative impact, should you still use a debt relief service? Here’s what you […]
9 Common Myths About How Your Credit Score is Calculated
/in Credit, Debt Relief, Tips & Inspiration /by advocateUnder most scoring models, credit scores (also known as a FICO score) range from 300 to 850. The higher the number, the better a person’s credit – it implies that the person is a lower risk to a lender. The score is calculated using a credit report that gathers data on your current and past […]
How to Use Your Credit Card Wisely
/in Credit, Tips & Inspiration /by advocateIt’s very important to know the rules of the credit card game because if you don’t, you could quickly find yourself in financial trouble and in need of credit card help. The following tips will help new and experienced credit card users avoid unwelcome credit card debt. DON’T accept a credit card without reading the terms. […]
The Incredible Link Between Debt and Stress
/in Debt Relief /by advocateDid you know that your financial struggles could be putting your health at risk? A recent survey conducted by The Harris Poll on behalf of the American Psychological Association revealed that 1 in 5 Americans have either thought about skipping, or have skipped, a visit to the doctor because of financial concerns. Moreover, those who […]